Coast FI
It's a subset of the FIRE movement, financial independent and retire early. It is about having enough saving in the investment that time and compound interest will take care of the retirement needs. No need to focus all the financial power into saving for retirement, Coast FI advocates to use the money in the present time, living the life you want now, while keep making money. "It's taking care of tomorrow while giving yourself permission to live today. "
make it a story
To communicate more efficiently, make the message more memorable by making it into a story. Lay out a protagonist and antagonist, and point out the conflicts early. It's due to the availability bias, people will believe something that's more available to their mind. And a story is much more memorable than facts or statistics.
contrast effect
When speaking to people or trying to persuade, give the other options. Making a contrast to your point so people have a more vivid in the mind. In contrast, if you don't give the alternative, people are less likely to trust you.
BLUF
"Bottom line up front" is a good way to get the message across when communicating.